DeBank vs Owlio: which crypto portfolio tracker to use, and when

DeBank or Owlio: the short answer

Both DeBank and Owlio show a wallet from its public address, free and without a sign-up. DeBank fits if you need deep DeFi coverage across dozens of EVM networks, want your portfolio on your phone, or use its social features. Owlio fits as a DeBank alternative if you watch wallets on a computer, want a tracker with no account or server of its own, or keep Bitcoin, Tron or TON next to EVM assets.

• Choose DeBank if you hold liquidity positions, loans or farming rewards that need tracking, or want to compare your portfolio between any two dates (a paid feature).
• Choose Owlio if you want to keep a list of your wallets in a Chrome side panel without an account or a wallet connection, or hold Bitcoin, Tron or TON wallets next to EVM ones.
• Use both if you check DeFi positions in DeBank and want your EVM, Bitcoin, Tron and TON wallets together in one panel on your computer.

Facts about DeBank come from DeBank’s own pages, documentation and app store listings, linked in the text and in the list of sources, and were checked on 26 September 2026. Facts about Owlio describe version 1.0.0, the version on the Chrome Web Store on that date. Zerion vs Owlio compares Zerion on the same criteria.

What are DeBank and Owlio?

DeBank is a portfolio tracker for Ethereum and EVM networks with a social network built on top, and it runs as a web app at debank.com and as apps for iOS and Android. Anyone can open the portfolio of any address there. Signed-in users also follow addresses, write posts and send paid messages. The company behind DeBank, OPCODE LABS, also makes the Rabby wallet, and the two share one privacy policy.

Owlio is a free crypto portfolio tracker built as a Chrome extension. It lives in the browser’s side panel, which stays open as you move between tabs. Owlio only reads: it works from public addresses, never asks for a private key or a seed phrase, and has no way to sign a transaction. There is no server and no account behind it, so your wallet list and the data Owlio downloads are stored in your browser.

DeBank vs Owlio at a glance

As of 26 Sep 2026	DeBank	Owlio 1.0.0
What it is	Web app with iOS and Android apps, plus a social network	Read-only Chrome extension in the side panel
Watching an address	Any address, no sign-in	Any address you add, no sign-up; view-only
Account	Needed to follow addresses and send messages; you log in with a wallet	Does not exist
Own server	Yes, it builds the portfolio	None; the browser asks public services directly
Who gets the addresses you watch	DeBank’s servers	Public services Owlio reads from; Owlio’s developers get nothing
Networks	73 EVM networks listed; no Bitcoin, Solana, TON or Tron	Ethereum and other EVM networks, plus Bitcoin, Tron and TON
DeFi positions	Liquidity pools, loans and debts, staking, farming, rewards and more	Only positions held as tokens: staked ETH and Aave deposits
Value over time	Last day or week free; any two dates in paid VIP	Week, month, year or all time, free; no profit and loss
Transaction history	Free	Free; downloads in the background
Social features	Followers, posts, paid messages to any address	None
Price	Free to watch; VIP from $15 a month to $150 a year	Free
Where it runs	Web, iOS, Android	Chrome on a computer

The DeBank column comes from DeBank’s address pages, its protocols, paid features and download pages, its documentation, its app store listings and its privacy policy.

How do you add a wallet in DeBank and in Owlio?

In DeBank you paste an address into the search box and its portfolio opens with no sign-in and no wallet connection. Following addresses and grouping them need a DeBank login, and you log in by connecting a wallet. Owlio keeps the address you paste on its list in the side panel as a view-only wallet, with no account at all.

On debank.com, the search box takes an address or a DeBank Web3 ID. The address page shows the net worth and its 24-hour change, a breakdown by network, DeFi positions, tokens and transactions. DeBank’s terms of service call this a feature that lets users read all content publicly associated with a wallet.

To follow an address, group addresses or send a message, you log in. DeBank’s login window lists browser wallets such as MetaMask and Coinbase Wallet and compares connecting a wallet to logging in to Web3. Accounts there are built on addresses, so the wallet you connect becomes your DeBank profile.

Owlio has no login. You paste a public address into the side panel and press Add address. Owlio accepts EVM addresses, which start with 0x, and Bitcoin, TON and Tron addresses; one EVM address is read on every EVM network Owlio supports. Every wallet in Owlio is view-only, because Owlio cannot sign anything.

Neither DeBank nor Owlio needs a seed phrase to show a wallet. If a site or an extension asks for yours to “track” or “sync” a wallet, close it: whoever has the phrase controls the funds.

What can DeBank and Owlio see about you?

DeBank builds portfolios on its own servers, so the addresses you look up reach DeBank, and its privacy policy lists what else the company collects. It also gives every address a public profile, and according to DeBank’s documentation, projects can send marketing messages to any address. Owlio has no server, and its developers receive nothing. The public services Owlio reads from still see your IP address and the addresses you added.

DeBank. The portfolio comes from DeBank’s servers: its paid Portfolio API for developers returns the net worth of any address across all supported networks, tokens and protocols included. The addresses you look up on debank.com go to DeBank, together with your IP address, as with any website.

DeBank’s privacy policy was last updated on 14 July 2021 and covers both DeBank and Rabby. It lists network information about transactions, contact details such as an email address, feedback and correspondence, information about how you use the service, and your marketing preferences. It also says the company may place cookies or pixel tags on your computer or phone.

The two app store listings describe data collection differently. On Google Play, the developer says the Android app collects no data. On the App Store, it lists contact info, user content, identifiers, usage data and diagnostics as data not linked to you.

On DeBank, an address is a public profile. Anyone can open its portfolio and see its followers, and any signed-in user can send it a message through DeBank Hi, where the owner sets the price for a message from a stranger, $1 by default. DeBank’s documentation for project accounts calls the on-chain data of every address public, including net worth, networks, DeFi protocols, tokens, NFTs and address age. The same page explains that projects pick addresses by their on-chain behavior and send them marketing messages through DeBank Hi.

Owlio. Nothing reaches Owlio’s developers: no addresses, no balances, no usage data, and the extension has no analytics or telemetry. The addresses you add, your settings and everything Owlio downloads are stored in your browser and nowhere else. The Wipe all data button in Settings, under Data, erases all of it.

Addresses you add to Owlio still leave the browser, though. Balances, prices and pictures come from public services that the extension calls directly: block explorers, indexers, network nodes, price providers and content delivery networks. Owlio’s privacy policy spells out what they can learn: your IP address, the addresses you added and, from the prices and pictures Owlio asks for, which tokens and NFTs you hold. Every one of these requests comes from the same IP address, and a set of holdings is often unique, so a service could link your wallets to each other and to your IP address.

Owlio’s NFT previews have no switch of their own. For each card that comes into view on the NFTs tab, Owlio loads the picture from the server that hosts it, and that server learns which NFT your browser asked for. Only Privacy Mode (the Hide amounts button) stops these requests, and it hides every amount as well.

Which networks do DeBank and Owlio support?

Of the two trackers, only Owlio shows coins on Bitcoin, Tron and TON. On EVM networks DeBank covers far more: the network filter on its protocols page lists 73, and every EVM network Owlio 1.0.0 reads is among them. Bitcoin, Solana, TON and Tron are not on that list.

DeBank calls itself “your go-to portfolio tracker for Ethereum and EVM” on its home page, and its app store listings describe a tracker for all EVM chains. On 26 September 2026 the protocols page listed 73 networks in its network filter, including Ethereum, Base, Arbitrum, Monad and Robinhood Chain (listed as Robinhood).

Owlio’s EVM networks include Ethereum, Base, Arbitrum, Optimism, Polygon, Gnosis, zkSync Era, Scroll and BNB Smart Chain, and it reads Bitcoin, Tron and TON wallets next to them. If all your assets sit on EVM networks, DeBank supports more of those networks than Owlio does.

How do DeBank and Owlio handle DeFi, history and value over time?

DeBank goes much deeper in DeFi. It reads liquidity pools, loans and debts, staking, farming, vesting and rewards, and shows transaction history and a value chart for the last day or week for free. Owlio 1.0.0 shows only DeFi positions held as tokens in your wallet, and charts value over a week, a month, a year or all time, also for free, without profit and loss.

DeBank’s API documentation lists the kinds of positions it recognizes, from liquidity pools and lending positions, borrowed amounts included, to locked, vesting and farming positions, rewards, perpetuals and NFT positions. On an address page, DeBank groups these by protocol and shows each liquidity position with its tokens and unclaimed rewards.

On DeBank, the Transactions tab of an address page lists history across all networks for free, and the net worth chart opens for the last 24 hours or the last week. Other views are part of DeBank’s paid VIP: Time Machine compares asset changes between any two dates, and the Change View shows 24-hour changes for each asset of any address.

In Owlio, the DeFi tab covers two kinds of positions, both held in the wallet as tokens: staked ETH and Aave deposits. That is the whole list. Liquidity ranges like those in Uniswap v3, native staking and debts are not read.

Owlio downloads transaction history in the background, a little at a time from free sources. A full history can take hours to load, sometimes days. The Performance chart grows with it: it shows the portfolio’s value over a week, a month, a year or all time and breaks down what moved it into deposits, withdrawals and price changes. A second line, “If it had all been BTC”, compares the result with holding bitcoin. The chart reaches back only as far as the downloaded history, and it shows neither cost basis nor profit and loss.

Owlio keeps any token it cannot verify, such as an airdropped token or a copy of a well-known symbol, out of the total and out of every share. When a price source does not answer, Owlio shows the token amounts without a total. For each network, the Data status screen shows whether balances were read and how fresh they are, and it flags the networks that could not be read. Holdings on networks Owlio does not read do not appear anywhere in the panel, so the same wallets can show different totals in Owlio and in DeBank.

What do DeBank and Owlio cost, and where do they run?

Watching wallets is free in both. DeBank also sells VIP, from $15 a month to $150 a year, for comparisons between any two dates and higher follow limits. It runs on the web, iOS and Android. Owlio has no paid plan and runs only in Chrome on a computer.

DeBank’s paid features page lists VIP at $15 for one month, $40 for three, $75 for six and $150 for twelve; a user’s active subscriptions cannot add up to more than a year. On 26 September 2026 the subscribe button on that page said “Under Maintenance”. Besides Time Machine and the Change View, VIP adds a transaction history analysis mode, raises the follow limit to 3,000 users and 300 official accounts, and lets you set a custom avatar and cover picture.

DeBank’s download page links its iOS and Android apps. Owlio works in Chrome 114 or newer on a computer, and its interface comes in ten languages; there is no Owlio app for phones.

How to try Owlio with the wallets you watch in DeBank

To try Owlio as a DeBank alternative, you need only the public addresses you already open in DeBank. Setting it up takes a few minutes and changes nothing in DeBank.

1. In DeBank, open each wallet you watch and copy its address from the top of the address page. EVM addresses start with 0x. You will not need a seed phrase or a private key at any step.
2. Install Owlio from the Chrome Web Store. Click its icon to the right of the address bar, and Owlio opens in the side panel. If the icon is not there, open Chrome’s Extensions menu (the puzzle-piece icon) and click Owlio. To keep the icon in view, pin the extension.
3. Paste the first address and press Add address. Add the other wallets, including Bitcoin, Tron or TON wallets you watch outside DeBank, from the All accounts list or in Settings.
4. Balances appear first. History keeps downloading in the background, and the Data status screen shows what has been read for each network. If a network could not be read, try again from that screen.
5. To move your wallets to another browser, use Export data in Settings and Import data in the other browser.